Best Balance Transfer Credit Cards to Consider for 2016

If you are looking into a way to pay off all your debt for good your best option could be to check out one of the best balance transfer credit cards to consider for 2016. This New Year you can get rid of debt by using a balance transfer card. So many make our New …

Continue reading ‘Best Balance Transfer Credit Cards to Consider for 2016’ »

When Is The Best Time To Make Credit Card Payments?

Many articles, and advisers have a single piece of advice, “Don’t pay late!” This, however, isn’t much help if you are trying to build your credit back up, or have a job that don’t allow you to pay the full balance on one paycheck. So when should you pay, or is there a real difference? …

Continue reading ‘When Is The Best Time To Make Credit Card Payments?’ »

Reasons for Denials of an Increase in Your Credit Limit

There are times in which you will want, or need an increase in your credit limit, but there are many reasons why that may be denied. Some reasons you may want or need an increase is if you are planning a big trip, and you want enough cushion in the card to cover any unexpected …

Continue reading ‘Reasons for Denials of an Increase in Your Credit Limit’ »

Are You Managing Your Credit Well?

There are several dozen sites that give you tips to improve your credit. But how will you know if they work? Other than monthly checks to see how your score is doing, some of the other things you will notice are: You have no late fees Your credit limit is rising You are getting offers …

Continue reading ‘Are You Managing Your Credit Well?’ »

Building Credit With Credit Cards

Credit cards can be complex and intimidating, especially considering the number of people who find themselves deeply in debt. However, properly managed credit cards can significantly improve credit and contribute to financial success. If you are trying to build credit for the first time, maintain your current good credit standing, or recover yourself from bad …

Continue reading ‘Building Credit With Credit Cards’ »

How Do Late Payments Affect Your Credit Report?

Sadly, late payments on loans and debts have an immediate and lasting negative effect on your credit score. Banks and lenders can be merciless when it comes to trawling through your payment history, and if you even have one late payment, applications for new loans will be declined as your seen as a credit risk. …

Continue reading ‘How Do Late Payments Affect Your Credit Report?’ »

Finding the Best Cash Back Credit Cards

Most Americans have several credit cards, but is yours doing the most it can for you? Some cards allow you to earn up to five percent cash back, while others offer travel rewards. If your credit card isn’t doing any work for you, then it may be time to look into finding a new one. …

Continue reading ‘Finding the Best Cash Back Credit Cards’ »