How Your Credit Card Can Help With Back-To-School Shopping

Here’s a scary statistic for you. The average family spends over $600 on electronics, clothing and supplies for their children from kindergarten through to 12th grade! Here’s another one. As a country, we’re looking at spending over $65 billion on school supplies in 2015! And of course, the schoolyard is a pretty competitive place, so …

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Demystifying Financial Terms to Manage Your Finances Better

Sometimes it’s hard to manage your finances. Sometimes, it even seems alien! Don’t worry, these terms can easily be understood with a bit of practice. Just by understanding the different terms and jargon related to money can help you produce more money. Learning to manage your finances is a big responsibility and might appear to …

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Should You Pay Off Your Mortgage After You Retire

The way it used to be was you paid off a thirty year mortgage and then you retired and could enjoy life after work; that really isn’t the case anymore.  People between the ages of 51 and 69 have a large debt in mortgage than generations before them making it hard to retire.  In 1992 …

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401(k) Savings Mistakes

The economy is up and down these days.  One day the government is shut down. The next day, companies are closing their doors and employees are losing their jobs.  With that being said, relying on the match from a company 401 (k) isn’t always the best way to go. On the other hand, some companies …

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Smart and Sassy: Money Tips for the Ladies

Women face a lot of challenges in life for the simple fact that they’re women. Typically, they earn a lot less than men and they’re thought to be inferior by a lot of silly people for a number of very silly reasons. For some reason, it seems that women are less likely than men to …

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5 Things You Shouldn’t Do During a Recession

When the economy starts to go downhill or the country goes into a recession you should always take heed and try to protect yourself and your financial situation to the best of your ability. You might start paying more attention to how much money you spend or be a little more wary of taking any …

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Important Facts about the Regulation of Payday Loans

Sometimes you might be caught by something unexpected during the month and fall behind on your bills because of the extra expense. It can be hard to make your money stretch as far as it needs to and a cash advance loan can seem like a good idea to help with this predicament. However, there …

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5 Financial Tips for the Graduate

Graduating from college is a huge step forward for your entire future.  You have gotten through all of the things standing in your way and finally have your diploma. As you begin to move out into the world it’s important to start thinking about how to manage your finances and make the most of your …

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5 Investments You Should Never Make

Investing your money can be a scary thing. There is the draw of making a substantial amount of money, or the trepidation of losing it all. Investing is often said to be a way to increase finances, if you follow the proper procedures. The following five investments are seen as ones to stay away from …

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How to Cut Your Spending In a Financial Budget

What We Need Is Not What We Want Making a budget and sticking to it is probably one of the most challenging things we go through in life. Naturally, human beings are drawn to getting what they want and forget to get what they really need. It is a conscious decision that should be made …

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