When Is The Best Time To Make Credit Card Payments?

Many articles, and advisers have a single piece of advice, “Don’t pay late!” This, however, isn’t much help if you are trying to build your credit back up, or have a job that don’t allow you to pay the full balance on one paycheck. So when should you pay, or is there a real difference? …

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Building Credit With Credit Cards

Credit cards can be complex and intimidating, especially considering the number of people who find themselves deeply in debt. However, properly managed credit cards can significantly improve credit and contribute to financial success. If you are trying to build credit for the first time, maintain your current good credit standing, or recover yourself from bad …

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Who Should Avoid Credit Cards: What’s the Best for You?

Credit cards are extremely popular as a payment form.  In fact, many people use plastic for almost all of their daily purchases!  People who know how to manage their cards responsibly are the ideal target of credit card companies, and they can make use of helpful perks and even have the opportunity for great rewards.  …

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Credit and Debit Cards: What’s In Your Wallet?

Most humans are in the habit of calling each of the shiny plastic cards they have in their wallets “credit cards”, but you might be surprised to learn that not all of them are credit cards at all. Credit and debit cards are essentially just as different from charge cards as they are from each …

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Protect Yourself from Credit Card Data Breaches

There is just one reason why cyber thieves take the time and effort to cause mass chaos and this is because it pays. On average the going rate on the black market for your credit card information is over $30. Credit card data breaches are and everyday occurrence and therefore it is vitally important that …

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Find Out About Credit Cards in Your Name

The first thing that comes to mind when you hear this is that obviously one would already know how many credit cards he has opened. However, sometimes people open cards to benefit from the sign-on bonuses if they have a good score so one might not remember how many credit cards they have opened. Moreover, …

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Good Credit Card Habits and Proper Credit Card Use

The importance of developing the right credit card habits cannot be overstated. In today’s economy, credit cards have passed from being a convenience to being a near necessity. Online purchases, travel related reservations, renting a car, even purchases from some vending machines – all require that you have a credit card. With today’s gas prices, …

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Is It Time to Change Credit Cards?

Credit card companies, with a few exceptions, exist to make money for the company’s owners. It is expected that the more money management makes for the owners, the more money the owners pay the managers. Nudging up interest rates, increasing late fees, or making changes that diminish the cost of “awards programs”, are all seen …

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How To Close Old Credit Cards Without Hurting Your Credit Score

Credit cards can be great financial tools or a path to financial ruin. If you use them wisely, they can help you earn a good credit score. But if you don’t, you could see your score tumble down into “poor credit” or even “bad credit.” And if that happens, you will be in a world …

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