Why you should check your Credit Report Today

Our financials are something that take up a lot of our time. Consider how much time you devote to ensuring that your checking account is right, how much time you spent each month paying bills and then looking over those investments that you may have. It can feel overwhelming. But, it is vital that you …

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How Do Late Payments Affect Your Credit Report?

Sadly, late payments on loans and debts have an immediate and lasting negative effect on your credit score. Banks and lenders can be merciless when it comes to trawling through your payment history, and if you even have one late payment, applications for new loans will be declined as your seen as a credit risk. …

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How to Keep Track of Errors on Your Credit Report

One of the most important parts of our financial future is having a good credit score. Whenever you apply for any sort of loan or credit, the lenders first check your credit report and make sure that you qualify as a good risk. For this reason, it is incredibly important to make sure your credit …

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What Influences Your Credit Report Score?

Many people wonder what influences their credit report and in fact this is a question that has several different answers. Your credit report score is created by gathering information regarding your buying / paying history, for example the credit report companies will gather information regarding your credit cards, your loans, how you pay your bills …

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