How to Find the Best Rewards for Credit Cards

The average American has 3-4 credit cards, and of those, at least two cards earn rewards. Rewards credit cards are a fantastic tool that most people have in their wallets but very few are using to the fullest advantage. Usually, card users focus on more common benefits, such as purchase protection and extended warranties. However, …

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Is Your Rewards Credit Card A Waste Of Money?

It sounds too good to be true – spend money and earn bonuses while you’re enjoying yourself out shopping. You more than likely tell yourself now and again that that new purchase was worth it “because of the added extras”. But don’t be lulled into a false sense of security. Do you really know what …

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How to Find the Best Travel Credit Cards

Did the travel bug bite you, too? Traveling has a wonderfully addictive quality, whether it is a trip within the country or taking an adventure somewhere completely new. There does not seem to be a cure for this travel bug, unless you count more travel as the antidote! Unfortunately, traveling frequently can be quite expensive, …

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Avoiding Credit? 6 Reasons This May Be Costing You!

Growing up, I recall repeatedly hearing that my long-term financial success weighed completely upon me establishing credit. The perceived seriousness of this sent me straight out to look for a credit card as soon as I was able. I started out acquiring 2… And 2 years later, they were both maxed out and I was …

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Who Should Avoid Credit Cards: What’s the Best for You?

Credit cards are extremely popular as a payment form.  In fact, many people use plastic for almost all of their daily purchases!  People who know how to manage their cards responsibly are the ideal target of credit card companies, and they can make use of helpful perks and even have the opportunity for great rewards.  …

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6 Signs that You Should be Spending More of Your Money

Over-spending is one of the main things that get individuals into financial troubles. People who are spending more money than they are making are continuously digging deeper holes of debt that could be too difficult to overturn. Although over-spending is bad when you do not have the funds, under-spending is a bad thing to do …

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Now You Know: Consolidate Your Bills with Poor Credit

You might have heard that it’s very difficult to try and consolidate your bills when you’ve got less than favorable credit. Do you have poor credit and you’re hoping to consolidate your bills, but you don’t know where to start? Although it might be a trying process to consolidate your bills with credit that’s a …

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Is It Time to Close Your Credit Card?

With prices and interest rates rising more and more each day, it makes sense that more and more consumers are trying to limit their debt and credit card usage. Have you ever thought it might be time to close your credit card? One way to cut down on debt is by closing credit card accounts, …

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Changes in Credit Card Agreements: Why they’re A Threat to You

If you have had a credit card for over a year, then chances are that you have already gotten at least one letter or email regarding changes in credit card agreements. You probably get a ton of notices about policy changes, and may even feel inclined to toss this in another pile of junk but …

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