Free Interactive Tools

Use our 6 free calculators, estimators, and planning tools to make informed decisions.

All tools are free to use - no registration required.

Debt Settlement Savings Calculator

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Input total debt, interest rate, debt types, payment status - shows settlement savings vs consolidation vs minimum payments

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Debt Relief Options Comparison

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5-tab interface comparing Settlement, Consolidation, DMP, Bankruptcy, Compare All with Texas-specific notes

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Texas Statute of Limitations Checker

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Input debt type and last payment date - checks against Texas 4-year SOL with visual timeline

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Debt-Free Timeline Calculator

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Input debt, APR, monthly budget - visual timeline bars comparing settlement vs consolidation vs minimum payments

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Debt Settlement Qualification Quiz

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7-question assessment with scored result, factor breakdown, and personalized recommendation

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Wage Garnishment Calculator

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Input weekly pay, debt type - shows Texas strong wage protection for consumer debts

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